I Grace Ayaa sat with my client Grace Filda Akello and conducted an income assessment and came out with the following:

A- Sources of Income:

1- bracelet ------ 280,000/=

2- Stone quarry ---- 100,000/=

TOTAL ------ 380,000/=

B- EXPENDITURES:

1- Rent ----------- 30,000/=

2- Food ---------- 150,000/=

3- School Fees ----- 50,000/=

4- Fuel ------- 20,000/=

TOTAL -------- 250,000/=


A - B = 380,000/= - 250,000/= = 130,000/=

We therefore agreed that with the result of this assessment, Grace is able to pay back her loan of 800,000/= at the rate of 80,000/= per month for 12 months without any problem.